Simplifi Makes Bill Tracking Easy with Bill Connect
Have you ever paid a late fee, underestimated a credit card bill, or forgot to cancel a subscription before it renewed?
Simplifi’s new Bill Connect feature makes it easier than ever to stay on top of your bills. By connecting directly to each biller, you’ll know the exact amount of each bill before you have to pay it, keeping your bills on track and your spending plan always up-to-date.
What Is Bill Connect?
Bill Connect is a new feature from Simplifi that lets you connect your regular bills and subscriptions to each biller electronically, so your actual bill amounts can be displayed directly in the Simplifi app as soon as they’re available.
If you’re like most people, you usually get your bills by snail mail or email. Each of your bills and subscriptions shows up in one place or the other so you can review it before you pay it.
Only you don’t. Why not?
- Because it accidentally got glued to an advertising flyer in your mailbox and you threw it out.
- Or because you’re busy, and it’s in the growing pile of mail on your kitchen table that you haven’t opened in 2 weeks.
- Or because it came in your email between 27 sale reminders, 14 coupons, and 12 suggestions for things you should stream this weekend.
Because you didn’t pay attention to that bill, there’s a decent chance you’ll forget to pay it on time. Sure, you could set that bill up to get paid automatically, but that can come with its own set of problems.
Use Bill Connect to Prevent These 5 Billing Disasters
1. Paying bills automatically that should have flagged a major problem
Ignoring your bill notifications and paying them automatically is fine when there aren’t any surprises, but life isn’t always predictable.
If your house has a water leak, you could pay a water bill that’s 5 times higher than it should be without noticing either the bill or the leak. That leak might be a small split in your garden hose, or it could be a crack in your plumbing that’s silently destroying your kitchen wall.
If you just got a new car and you forgot to take the old one off your insurance, you just paid to insure them both for another month without noticing that either.
There’s nothing wrong with paying your bills automatically. In fact, it’s a great way to make sure you don’t pay late fees! But paying them without even looking at them isn’t always a great idea.
2. Underestimating that credit card bill
Credit card bills are another perfect example of bills you should probably look at before you pay them. If you usually know what to expect, at least most of the time, you’re ahead of the game.
But one of the first signs of credit card fraud can be a simple discrepancy between what you’re expecting to pay and the actual bill. Seeing that difference right away can help you catch problems early.
You might also share a credit card with a family member, or you might just not realize how many times you used that card this past month. Either way, the amount of the bill could take you by surprise, risking late fees, overdraft fees, or higher interest charges.
3. Starting or renewing subscriptions you didn’t want
Extreme sales are a popular reason to give a new subscription a try. Maybe you signed up for a new streaming service for just a couple dollars a month, or maybe you’re trying a new subscription box at a deep discount.
After a few months, that service is going to jump to the regular price.
It’s easy to forget to cancel the trials you ended up not using, especially if you started out liking them and then forgot about them. It’s also easy to forget that your 3-month trial is almost up.
Since most subscriptions require a credit card just to sign up, you could easily end up paying that bill without realizing it. If you do, you can’t get your money back.
Why not? Because they sent you the bill to review ahead of time. You just didn’t notice it.
4. Hidden charges, variable charges & late fees
Of course, if you’re not paying your bills automatically, missing them can lead to late fees. That’s usually more of a nuisance than anything, but if it happens often enough, or if it happens on the wrong bill, those fees can add up.
Monthly billing amounts can also take you by surprise, especially if it’s something variable, like a power bill that might fluctuate significantly from one season to the next.
Hidden charges, charges you forgot about, and other similar billing problems can all lead to last – minute surprises if you’re not reviewing your bill notifications ahead of time.
5. Losing things that have serious consequences
Finally, missing some bills can have serious consequences, especially if you miss that final notification. You’ll probably notice that you missed the power bill when the power goes off, but other bills might not be so obvious.
A life insurance policy, for example, could get canceled. Or you could lose that web domain you were using for your side business, only to find out someone else bought it.
These are extreme examples, and, fortunately, they don’t happen often. But they do happen.
That’s why it’s important to review your bills before you pay them, and it’s why Simplifi built its new Bill Connect feature—to make that so much easier than doing it on your own.
How Simplifi and Bill Connect Make Bill Tracking Easy
1. Track real bill amounts without the noise & clutter
With Simplifi’s Bill Connect, you can see your actual bill amounts, all in one place.
You don’t have to check your email for some and your snail mail for others, and you don’t have to dig through the coupon clutter to find them.
Plus, because your bills and subscriptions are connected electronically to actual billers, you don’t have to rely on estimates. Simplifi Bill Connect shows you your actual bill amounts as soon as each biller sends them.
2. Check all your bills on your phone in seconds
Not only are your bills in one place, they’re in one super-convenient, fast, easy place—on your phone or computer in the Simplifi app.
Staying on top of them only takes a few moments a day, giving you plenty of time to recognize problems, plan for unusual amounts, and pay those bills on or before the due date, every time.
3. Include your real bill amounts in your monthly spending plan
Last, but certainly not least, when you connect your bills to those billers through Simplifi’s Bill Connect, your actual bill amounts will be included in your spending plan automatically.
Instead of having to estimate that power bill or gas bill every month, Simplifi will read your actual bill as soon as it comes in and adjust your spending plan to take it into account.
How Simplifi Bill Connect Works
We’re rolling out Bill Connect in segments. If these steps don’t look the same in your Simplifi app, check back soon.
- Find any bill in the app, in any transaction list or in your settings.
- Tap the bill to visit it, or click the three dots on the right. Choose Connect.
- Enter your name and password for that biller to connect your account.
It’s that easy. From now on, Simplifi will reflect the actual amount of each connected bill.
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